According to China Times, the scandal began when a female fan came forward, revealing that Zhang Ruofan borrowed 300,000 TWD in June 2024, citing her boyfriend’s mother’s hospitalization. The repayment came six months late. But that was just the tip of the iceberg.
Chang also allegedly borrowed 600,000 TWD under her company’s name and 1 million TWD personally from Hua Nan Bank. After failing to repay, the bank sued her for 1.32 million TWD. Adding fuel to the fire, a livestreaming platform is reportedly demanding another 360,000 TWD from her.
Facing immense backlash, the singer finally broke her silence on August 16 via social media, admitting to financial collapse post-pandemic. “Before COVID, I could earn and support my family. I believed I would always be able to make money, so I spent freely,” she wrote.
But when the pandemic hit, income dried up. “My mother’s illness, my grandmother’s medical needs, and outstanding loans overwhelmed us,” she confessed.
In a deeply personal message, Zhang revealed her complicated family background, saying her mother was a great woman a day she was raised by her grandmother (from her mother’s side) despite being her father’s child with another woman. She admitted she tried to prove herself—but took on too much, ignoring warnings from those around her.
Zhang ended her post with an apology to friends and supporters, yet did not clarify how she plans to resolve the debts. Comments on her post have since been disabled.
The scandal has drawn comparisons to previous celebrity financial dramas in East Asia. Many netizens feel betrayed, especially those who supported her emotionally and financially.
Sources: China Times
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